Budgeting Worksheets for Students
Check out these great worksheets to help you teach your students about budgeting!
Budgeting is a critical skill in personal finance, and the more practice your students get in making a budget, the better. Teachers and homeschoolers will encounter a variety of resources to teach this concept, but worksheets are a proven way to give your kids hands-on, practical experience. Here are the best budgeting worksheets for students.
K-5 Budgeting Worksheets
- Build Your Own Budget: This worksheet breaks down costs into wants and needs and includes a section on long-term goals. (2 nd – 8 th Grade)
- Monthly Budget Worksheet For Kids: This worksheet is excellent for young students to give them a basic idea of how a budget works, with only a few rows to fill out. (K – 5 th Grade)
- Save, Spend, Share Worksheet: This budgeting worksheet for kids tracks the amounts they put into their Save, Spend, and Share jars, showing them a direct connection between money and budgets. (K – 5 th Grade)
- Financial Logs For Kids: This worksheet pack gives kids three ways to track their budgets and shows them the different components involved in planning monthly. (K – 5 th Grade)
- Christmas Budget: This worksheet shows students a specific way to budget and track costs, using holiday gifts as an example. (K – 5 th Grade)
6th – 8th Grade Budgeting Worksheets
- Kid’s Money Budget Worksheet: This worksheet provides students with an intuitive and user-friendly interface, helping them become expert budgeters. (5 th – 12 th Grade)
- Budget Basics: This worksheet includes a scenario that shows students how to budget for a specific purchase (a car) and how to break savings down monthly. (6 th – 8 th Grade)
- The Art of Budgeting: In this extensive worksheet, students need to list various goals, understand how a hypothetical spender budgets, and create their own budgets. (7 th – 8 th Grade)
- Monthly Budget Worksheet: This worksheet lets students plan their budgets or plug in numbers to a sample budget to see how the process works (scroll to the bottom for the worksheet). (6 th – 8th Grade)
- Budgeting For A Fun Day With A Friend: This worksheet breaks down a single day’s budget, showing students that they can adjust their plans and create budgets for various time periods. (6 th -8 th Grade)
9th – 12th Grade Budgeting Worksheets
- Budgeting Your Money: This worksheet is part of a broader lesson and has students track their income and expenses over a month to see how they spend. (9 th – 12 th Grade)
- My Own Budget: Students develop their unique budgets in this worksheet, representing their expenses and income as percentages in pie charts and lists. (10 th – 12 th Grade)
- Budget Busters: Students analyze a case study in this worksheet to see how the sample budget could be fixed and then use percentages to calculate their budgets. (9 th -12 th Grade)
- Teen Budget Worksheet: This worksheet shows kids how to input income and expenses and automatically performs the calculations for them. (9 th -12 th Grade)
- Monthly Budget: This worksheet splits expenses into categories so that students understand the main spending areas and how to budget for them. (9 th -12 th Grade)
- Making A Budget: This worksheet lets students pick a “roommate” to keep costs down, enter entry-level job numbers, and develop a plan for the future. (9 th -12 th Grade)
- Budgeting Activity: This worksheet requires students to determine the expenses of living independently, seeing how much it may cost to have their own place and transportation. (11 th -12 th Grade)
- Monthly Budget Worksheet: This worksheet comes in PDF or Excel, letting students fill in budget items and determine if they can stay within their budgets. (8 th -12 th Grade)
- Can You Afford It? This worksheet has students weigh income and expenses, showing them how to calculate costs and stay within their means. (6 th -12 th Grade)
- Dinner Preparation On A Budget: This worksheet lets students budget for a dinner party, showing them how to balance expenses and learn about opportunity costs. (8 th -12 th Grade)
Visit our teaching budgeting center for more lesson plans and other resources to help teach your students about this wonderful life skill!