Let's help you find your personalized Individual & Family ACA Marketplace plan. Enter your ZIP code to view and enroll in 2024 plans.
Questions? Talk with a licensed insurance agent at:We offer a variety of Individual & Family ACA Marketplace plans that are classified into 5 plan categories. Within these categories, “metal” levels tell you how costs are divided between you and UnitedHealthcare.
This is our lowest-cost plan. Your monthly premium could be as low as $0 4 , but you'll pay more when you get care, compared to our other plans. Essential plans are available at the Bronze metal level only.
You rarely see your doctor. You want a low-cost way to protect yourself from worst-case medical scenarios, like serious illness or injury.
Built with flexibility and convenience on the go, this plan offers unlimited 24/7 $0 5 virtual care through the Galileo mobile app. Your 24/7 access to virtual care lets you interact with your doctor on your own schedule, when it’s most convenient for you. The Galileo mobile app will be your first stop for all your care needs, from everyday to urgent - including virtual primary and virtual specialty care. Virtual First and Virtual Access plans are available at the Bronze, Silver and Gold metal levels.
You like the convenience to text or have a video visit with a doctor instead of heading to the clinic.
This may be the plan for you. It offers the option to get your Galileo communications in Spanish and connect with a Spanish-speaking Galileo doctor right away.
This plan isn’t as low-cost as Essential, but it’s close. It offers low-copay primary care visits with your doctor, and an HSA option. Like our other plans, this plan also has the option for virtual care. Value plans are available at the Bronze, Silver and Gold metal levels.
You regularly see your doctor and want something with a few more benefits than the basic Essential plan, without paying a lot for it.
This is our richest plan with the most coverage and a low or $0 deductible. 6 It could be a good fit if you’re used to having lots of coverage and perks (like embedded adult vision and dental benefits). Advantage plans are available at the Silver and Gold metal levels.
You see your doctor often. You’re typically willing to pay a little more each month in order to pay less (usually copays) when you get care.
With a $0 deductible, 7 you won't have to worry about paying out-of-pocket costs before your plan kicks in. You'll pay defined copays, like $15 or $30, for most services starting the first day of your plan. Copay Focus plans are available at the Bronze, Silver and Gold metal levels.
You like greater cost transparency. You’re typically willing to pay a little more each month in order to pay lower, defined copays when you get care.
ON-SCREEN TEXT: Copay Focus Plan Your budget + Coverage that fits your needs The UnitedHealthcare Copay Focus Plan gives you predictable costs while fitting your health needs. It’s a great choice if you want to know how much your care costs before you see a doctor. ON-SCREEN TEXT: $0 medical deductible 1 With $0 medical deductible, you won’t have to worry about paying out of pocket to reach a deductible before your plan kicks in. ON-SCREEN TEXT: $0 virtual urgent care 1 $5 or less prescription drugs 1 $100 in rewards 1 You’ll get benefits like low-cost virtual care, low-cost prescription drugs and up to a hundred dollars in rewards. ON-SCREEN TEXT: No-cost prescription delivery 1 20% off Walgreens brand products 1 Digital fitness classes on-demand 1 With extras like no-cost delivery for prescriptions, discounts on Walgreens health and wellness products, and on-demand digital fitness classes, the Copay Focus plan keeps you covered at a price you can count on. ON-SCREEN TEXT: Network providers Network pharmacies And remember, UnitedHealthcare plans give you access to a huge selection of in-network providers and over 40,000 in-network pharmacies. ON-SCREEN TEXT: Enroll in an Individual & Family ACA Marketplace plan today
Copay Focus Plan Get no-cost one-on-one help to enroll in a plan today. DISCLAIMERS:
1 The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. By responding to this offer, you agree that a representative may contact you. UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc. Administrative services provided by United HealthCare Services, Inc. or its affiliates.
Read about the healthcare Marketplace to get the most from your Individual & Family ACA Marketplace plan.
If you buy your own health insurance for you or your family, the health care Marketplace is for you. The Marketplace (also called the Exchange) is where ACA health plans are sold. You might also hear these plans called Exchange plans or Individual & Family plans. Don’t worry, they’re all the same thing — affordable health plan options for you and your family. We offer Individual & Family plans in 26 states, including Texas, Florida and Georgia. Plan details vary by state, like premiums, network and certain benefits. The good news? We've got some great universal benefits that everyone can get — no matter where you live.
ACA Marketplace plans are health care plans that people can buy on their own, rather than through an employer or another government-run program, like Medicare or Medicaid. You might also hear these plans called Exchange plans or Individual & Family plans. The health care Marketplace (also called the Exchange) is where ACA health care plans are sold.
Under the American Rescue Plan Act of 2021 (ARPA) and Inflation Reduction Act of 2022, you may qualify for financial subsidies that will lower your premiums when you enroll in ACA Marketplace coverage. These subsidies could be tax credits or cost-sharing reductions to help pay for your health care costs.
2024 Open Enrollment starts Nov. 1, 2023, and ends Jan. 15, 2024, in most states. Need to find health care coverage outside that enrollment window? You might qualify for a Special Enrollment Period (SEP). Learn about SEP.
Talk with a licensed insurance agent at:
1-800-557-6718, TTY 711 8 a.m. – 8 p.m. ET, Monday – Friday
9 a.m. – 5:30 p.m. ET, Saturday
Closed: Sunday
Call our Member Services team at:
1-877-265-9199, TTY 711 24/7 Member Services + Care Support or sign in to our member site.
UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc. Administrative services provided by United HealthCare Services, Inc. or its affiliates. This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company, whichever is applicable. By responding to this offer, you agree that a representative may contact you. The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more.
